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Application FAQ

December 18, 2025 by emeyer

Following are common questions about applying for membership in MDRT, for companies and individuals.

Application form

You have two options for applying to MDRT:

• Online Application The vast majority of applicants are eligible to use the system.

• Paper Application All members receive the paper application by mail in November. If you have an MDRT account, you can download and print the paper application. (You can create an account if you do not currently have one). Alternatively, you can request the application mailed to you by calling MDRT at +1 (847) 692–6378.

For companies: If you’re a company representative and want to support your advisors in joining MDRT, please visit our company page on MDRT.org.

For questions about qualifying for MDRT: visit MDRT Membership FAQs, or use Chat MDRT, our new, AI-powered knowledge assistant. You can also find below instructions for filling out your application and reporting your production to MDRT.

Filling out your application

For detailed instructions on filling out your online application, see this application walkthrough document.

2026 ENG Membership Online Application GuideDownload

Qualifying & reporting production

Members qualify for MDRT by attaining a certain level of premium, commission or income during the previous calendar year. You can view current production requirements for the U.S. or Canada.

Commission or Premium

If reporting by commission and/or premium, you will need to supply one or more letters from your company verifying reported production.*

• Company reporting: Some companies report commission or premium to MDRT, in which case a production certifying letter should appear as part of your application.

• Member reporting: If you report your own production numbers in commission and/or premium, fill out a Commission and Premium Certifying Letter and upload it to your application form.

Income

If you are reporting production as income, use the Income Certifying letter. Here are quick instructions for those who are using the income method. The minimum income is 151,000 USD or 176,500 CAD.

Income Method Quick GuideDownload

Here are detailed instructions, with screenshots, for those using the income reporting method.

2026 Applying for MDRT Membership Online Instructions Using Income MethodDownload

Filed Under: Home Page, Membership Tagged With: Membership

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